Stay protected. Stay legal.
Risk Reduction
TIDY is an AI Property Manager that reduces rental risk with insurance setup and tracking, compliance filings completed for you, FCRA-compliant tenant and guest screening, noise alerts with 24/7 monitoring, and local regulation tracking — across short-term, mid-term, and long-term rentals, for 3.9% of gross bookings or rent.
What TIDY does to reduce risk
Informational, not legal advice
TIDY is a technology platform with human account managers. It is not a law firm, a tax preparer, an insurance broker, or an insurer, and nothing here is legal, tax, or insurance advice. TIDY researches requirements against official sources and completes work per your instruction; ambiguous legal questions and decisions outside its authority are routed to you or qualified counsel. Pros remain your own pros or independent businesses.
Insurance setup & tracking
TIDY keeps your policy details on file and flags coverage gaps as tracked compliance items. The general recommendation is an owner-level homeowner policy that explicitly covers rental use — you underwrite once and get the exact coverage you need, instead of relying on every pro and vendor to carry their own. TIDY works with any provider you choose, prepares the documentation your insurer asks for, and can do some of the filing work. It is not an insurance broker, so it cannot quote coverage, and it does not cover damage itself.
Compliance filings completed for you
Every requirement that applies at your address becomes a tracked item, grouped into Blockers, Before Listing, Operate, Taxes, Admin, and Recommended. Automation assembles the paperwork and your dedicated account manager completes the filings you authorize, on your instruction, attaching the approval or evidence to the item. Each item shows whether it applies to STR or LTR, an importance level of critical, required, admin, or recommended, and the source the rule came from.
FCRA-compliant tenant & guest screening
Screenings run through an FCRA-regulated partner — TransUnion SmartMove by default. TIDY emails the applicant a secure invite and they authorize the pull directly with the partner, so neither you nor TIDY handles their SSN. A finished report covers credit score, income verification and income-to-rent ratio, criminal background, and eviction history, and leads with a Recommended, Review, or Not recommended signal. That signal is a summary, not a decision: you set the written screening policy, TIDY applies it, and an adverse action notice goes out automatically when an application is declined.
Noise alerts & 24/7 monitoring
The TIDY Wi-Fi Router & Noise Sensor measures the sound level at a property around the clock and charts it in decibels, so a party shows up as a spike while you can still act on it. It measures how loud it is, not what is being said — no audio is recorded. That catches issues early, cuts down neighbor complaints and the fines or lost permits that follow, and gives you objective data in a dispute. Already running Minut or NoiseAware? Keep it — there is no conflict, those readings just will not appear in TIDY.
Local regulation monitoring
TIDY checks whether the rental type you want to run is permitted at the address and returns one of four verdicts: Allowed, Prohibited, Conditional, or Unknown. Conditional flags the strings attached — owner-occupancy, a cap on nights per year, and so on. The check re-runs when you add a property, switch between short, mid, and long-term, or when a tracked rule needs refreshing, and the report carries the date it was last updated. Requirements that do not apply to your strategy are filtered out.
Lodging & occupancy tax filings
Lodging, occupancy, and transient taxes vary by property and jurisdiction. TIDY tracks each one that applies — tax name, rate, the agency it is remitted to, monthly or quarterly frequency, the next due date, and an estimated amount — and those figures flow into your monthly P&L. Returns are prepared and filed per your instruction. Tracking is not filing advice: confirm your obligations with a tax professional.
Pro compliance & safety
Risk does not stop at the front door. TIDY tracks pro insurance requirements, certifications, and background checks, lets you set custom compliance requirements per property, sends automated reminders to pros, and stores the documentation. Pros on TIDY are your own pros or independent businesses — never TIDY employees — so the requirements you set are the requirements they meet.
Five rental risks, and what TIDY does about them
| Risk | What can go wrong | What TIDY does about it |
|---|---|---|
| Unpermitted operation | Fines, forced delisting, or a shut-down order for renting without a required permit or registration. | Eligibility check against local rules for the address, blockers surfaced first, and permit filings prepared and completed per your instruction. |
| Uninsured damage | A fire, major water loss, or liability event that a standard homeowner policy does not cover for rental use. | Policy details tracked, coverage gaps flagged as compliance items, claim documentation prepared, and platform disputes filed on your behalf. |
| Bad tenant or guest | Missed rent, an eviction, or property damage from an applicant nobody screened. | FCRA-compliant screening through TransUnion SmartMove — credit, income, criminal, eviction — with automatic adverse action notices when you decline. |
| Noise complaint | Neighbor complaints escalating into fines, a revoked permit, or a lost listing. | Decibel monitoring on the TIDY sensor with spikes charted over time. Sound level only — no audio is recorded — and readings work as objective evidence. |
| Missed tax filing | Penalties and interest on unremitted lodging, occupancy, or transient tax. | Every applicable tax tracked by rate, remitting agency, frequency, and next due date, with returns prepared and filed per your instruction. |
TIDY gives you tools and a human account manager to stay on top of these risks. It does not guarantee a regulatory, insurance, or legal outcome.
How compliance monitoring works
- 01
Your property is checked against local rules
TIDY runs a compliance check on the address for the way you plan to operate — short, mid, or long-term — and returns an eligibility verdict of Allowed, Prohibited, Conditional, or Unknown.
- 02
Gaps are flagged and prioritized
Requirements become tracked items grouped into Blockers, Before Listing, Operate, Taxes, Admin, and Recommended. Each item carries an importance level and source attribution so you can verify the rule behind it.
- 03
Filings are prepared and completed per your instruction
Automation assembles the paperwork and your dedicated account manager completes the filings you authorize, marking each item complete once the filing, approval, or evidence is in hand.
- 04
Monitoring continues as rules change
TIDY refreshes tracked rules and re-runs the check when your strategy changes or a requirement moves, updating the verdict and adding any new work. The report shows the date it was last updated.
TIDY first-party data · August 21, 2026
13+ years · 100,000+
TIDY has been trusted for 13+ years by 100,000+ homeowners and property managers, with a 4.5+ Google rating. Risk reduction is part of the same 3.9% of gross bookings or rent ($19 per unit per month minimum) — versus the 20–35% a traditional property manager charges, a saving of up to 85%.
Rental risk & compliance FAQ
Is my property legal to run as a short-term rental?
Does TIDY file my permits and taxes?
How does tenant screening work — is it FCRA compliant?
What happens when a noise alert fires?
Does TIDY track my insurance?
What if my city changes its short-term rental rules?
Does TIDY guarantee that I stay compliant?
The rest of what TIDY automates
- Increase Revenue — pricing, listings, and direct bookings
- Automate Operations — turnovers, maintenance, and pro dispatch
- Guest Experience — messaging, check-in, and reviews
- Finance & Taxes — bookkeeping, monthly P&L, 1099s, and tax-ready reports
- TIDY hardware — Wi-Fi router and noise sensor
- TIDY, the AI Property Manager
Stay on top of it, for 3.9%
Compliance checks, insurance tracking, screening, noise monitoring, and tax filings are part of TIDY — automation you control, plus a dedicated human account manager. Keep your listings, your bank account, and your pros.
Last updated: August 21, 2026